Specialist caravan insurance

Talk to our team on 0345 071 1000

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Information for our customers

We can help you find what you're looking for

Buying a touring caravan can be a huge financial commitment, so it makes sense to protect your investment with touring caravan insurance. Whether you're looking to take an extended break within the UK, take a trip across the European Union, or simply want to put your caravan in to winter storage, Tourer Select could help. Unlike some budget insurance providers, we offer competitive prices without you having to sacrifice the specialist areas of key cover you may need.

Our UK customer service centre is open Monday to Saturday, including most Bank Holidays, so our team are here for you, to cater for your touring caravan insurance needs with our specialist cover.

Our range of caravan insurance policies provide the protection to either hit the open road and enjoy the freedom that caravanning offers, or to put your feet up and relax, knowing that your towing caravan is covered.


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What's included?

Insurance for touring caravans

Tourer Select has been insuring the UK's touring caravans for more than 40 years. We have all the experience you need to ensure you get the right cover and service for your needs. Our product offers the following:

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If the worst happens, why should you lose out?

We provide new for old cover for caravans under five years old and on a market-value basis for caravans that are five years and over from the date of manufacture.

What happens if you're involved in an incident?

Up to £2m Public Liability cover, for touring caravan related incidents, included as standard. Excludes any liability arising whilst the caravan is being towed or becomes detached at speed.

Looking to take your caravan outside of the UK?

Up to 240 days cover in the EU automatically included with your policy.

Making the most of your CaSSOA Gold storage

If you store your tourer in a Gold rated CaSSOA storage site, then you can benefit from our storage discount and if you make a theft claim on your caravan, there is no excess to pay.

Be rewarded for your no claims

We like to reward experienced caravan owners with up to 45% No Claims Discount available.

Looking to protect your No Claims Discount?

If you have five or more years No Claims Discount, you can protect it for up to one claim in a three year period and still keep your No Claims benefit.

We're here to help

Whether you’re an existing customer who needs to make a claim or a caravan owner enquiring about the best deal on your caravan insurance, our UK-based contact centre is ready to help you.

Assisting you with your queries

Following an insured incident, we will cover the cost of your caravan removal to the nearest garage, repairer, or place of safekeeping; reasonable repair storage costs; and even the reasonable fuel costs to collect your caravan. Fuel costs available for incidents and locations in the UK only.

Key features

A touring caravan can be a huge financial commitment, so it makes sense to protect your investment with specialist insurance. Whether you're looking to take a break within the UK, take a trip across the European Union, or simply want to put your caravan in to winter storage, Tourer Select could help. Tourer Select offer competitive prices without you having to sacrifice the specialist areas of key cover you may need.

Accessories and equipment cover

You can cover up to £5,000 of those essential touring items such as awnings, gas bottles, security devices, fridges and more.

Contents and personal effects

Cover is available for up to £2,500 of personal effects taken with you and your family. Maximum £300 single article limit.

Wide range of cover

British manufactured touring caravans and trailer tents, up to 20 years old, covered; and with no limit on the miles you cover.

Security discount

Your quote will automatically include security discounts.

Interest free monthly payments

Choose to pay by monthly direct debit and you won’t pay any additional charges.

UK based claims service

Our experienced and friendly team are on hand to help you through your claim.

Frequently asked questions about touring caravans

Want to find more about our touring caravan cover?

If you’re wondering what our cover includes, then we’ve answered a few questions here!

A touring caravan is a separate mobile home on wheels, that is designed to be lightweight so it can be towed by vehicles. Caravans contain no motor engine or driveshaft, so therefore are not a functional vehicle. Touring caravans come in all shapes and sizes, and usually contain a small kitchenette and sleeping quarters for anywhere between two, four plus people. Most modern caravans will have built in heating, a shower, toilet and working appliances, but these must be connected to the mains or gas in order to work.

No, you're not legally required to insure your caravan. However, there is always the risk of accidental damage and recent reports indicate an increase in caravan thefts, despite improved security features. So, ensuring you have the right cover in place is important.

The towing capacity for your vehicle, can be found on your vehicles VIN Plate (Vehicle Identification Number Plate) which is either stamped into the chassis, found in the engine bay, bottom of the windscreen or on the inside trim of the driver or passengers’ door.

Tourer Select provides a range of cover for British manufactured touring caravans, including cover within the UK and Europe against fire, theft, storms, floods, vandalism and accidental damage. Your accessories and equipment including your essential touring items such as awnings, gas bottles, security devices, fridges and more, can be protected, along with your contents and personal effects. We also include £2m for Public Liability and European cover, as standard.

Our product offers cover on a wide-ranging basis within the UK and Europe and includes cover against: fire, theft, storms, floods, vandalism and accidental damage

Yes, we automatically include damage caused by storms and floods. That even includes any accessories such as awnings, toilet tents, gas bottles, etc. that you have chosen to insure (loss or damage to awnings / toilet tents will not apply when erected and left unattended for more than four consecutive days).

Yes, we can cover British manufactured caravans that are up to 20 years old from the date of manufacture.

Touring caravans are a separate mobile home that must be towed by a vehicle for them to move, as they do not contain an engine or driveshaft.

Motorhomes are a self-contained, modified vehicles that can be driven, as they are essentially built on a large existing chassis.

No, we do not insure motorhomes.

Whilst it is not a legal requirement, it is definitely an important feature of our Tourer Select product, with £2m cover automatically included. Public liability will cover the legal liability of the policy holder which arises from the ownership or use of the caravan. We do not cover any liability arising whilst the caravan is being towed or becoming detached at speed.

Yes. You must be a UK resident and domiciled in the UK.

There is a £100 excess payable on each claim. However, if you store your caravan on a CaSSOA Gold rated site and a theft occurs, there is no excess to pay (excess would still apply for other claims).

Yes, you can make changes to your policy by calling us on: 0345 071 1000

You can add or delete insured items and change some aspects of your policy. Note that additions will incur additional costs. Additional premiums are charged on a pro rata basis from the date of change.

You need to tell us about any touring caravan related losses or claims you have had within the last three years, whether insured or not. It is important that you make an honest disclosure of any previous claims or losses, as this could invalidate your cover.

Yes, our cover will protect your caravan if taken abroad to Europe for up to 240 days. This cover is automatically included with your policy.

All of our policies run for a 12 month period.

Cover is available for up to £2,500 of personal contents taken with you and your family. Maximum £300 single article limit.

Most touring caravan owners will store their caravans at home, either on the driveway or in the garage. However, you can also store your caravan at a private storage facility if you do not have room at home.

If you are storing your touring caravan in your garage or on your driveway, these additional security measures can be implemented:

  • Storing the caravan inside the perimeter of a fence or gate
  • CCTV cameras installed facing your caravan
  • Additional security / alarm systems installed in the caravan
  • Ensuring your caravan has an up to date lock and key system on all main points of entry i.e. doors, windows, and sky lights
  • Sensor lights installed facing your caravan and blind spots around your property

Caravans stored at private storage facilities, will most likely have their own security features, but you should always confirm this with the company.

Yes, as a minimum, your caravan needs to be fitted with a hitch lock and one of the following: an alarm, hitch post or wheel clamp. Further security discounts are automatically included for other specific security features.

Making a claim with Tourer Select

We’ve made making a claim so easy

Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.

1. Call the police

If youve been the victim of theft or malicious damage, your first port of call should be to inform the police.

2. Contact our claims team

Contact our in-house UK team to make your claim. You can call us on:
0345 450 6944 with the details of your claim.

3. Make your claim

We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.

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Your policy document explorer

If you've suffered damage to your touring caravan, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you out caravanning again. Just fill in one of our forms below for an accidental damage, theft, malicious damage or third party liability related claim then either email the completed form to guardclaims@thistleinsurance.co.uk or call on: 0345 071 1000

If your policy started before 1st January 2021 and you need a copy of your policy wording, please call us on: 0345 450 6944

IPID

For customers after 28th March 2021

Policy wording

For customers after 28th March 2021

IPID

For customers between 1st January and 28th March 2021

Policy wording

For customers between 1st January and 28th March 2021

Tourer Select claims - Accidental damage

For customers making claims relating to accidental damage

Tourer Select claims - Theft / malicious damage

For customers making claims relating to theft / malicious damage

Tourer Select claims - Third Party Liability

For customers making claims relating to Third Party Liability